About Main Street Mortgage

At Main Street Mortgage, we specialize in providing alternative mortgage solutions from Alt-A and B lenders, and create custom plans to fit your specific situation.

Circumstances can make it challenging to secure a conventional mortgage. If you’ve been turned away by the big banks and other traditional lenders — because you don’t fit their guidelines — you’re not alone. Every year, more homebuyers are turning to alternative lenders for their mortgage.

  • Are you recovering from personal bankruptcy?
  • Have you recently gone through a divorce or separation?
  • Are you a new immigrant to Canada with no credit history?
  • Are you self-employed and struggling to prove your stated income?

Our Promise

At Main Street Mortgage, we make it simple to access a mortgage, regardless of your situation. Our approach to the mortgage planning and approval process will provide you with transparency, flexibility, and the tools to make an informed decision.

We believe that everyone should be able to access the resources required to secure a mortgage for their home — even if they are struggling with bruised credit, a lower declared income, or other challenging circumstances.

At Main Street Mortgage, you will receive the same level of personalized care that you would expect from a brokerage — backed by a network of national underwriters with access to over 200+ Alt-A and B lenders across Canada.

Our History

Main Street Mortgage is a subsidiary of Home Capital Solutions Inc. (HCS), the company behind award-winning mortgage broker franchise Dominion Lending Centres. Dominion Lending Centres was founded in 2006 and has grown to include over 100 brokerages and 2,600 members across Canada.

The Main Street Mortgage brand was acquired in 2018 to increase consumer awareness in the alternative lending space and make it simple for everyone to access a mortgage.

Main Street is dedicated to serving home buyers in Canada directly by providing a centralized underwriting service that specializes in alternative lending. All of our team members are mortgage experts with an in-depth understanding of the programs available.

We know how to make mortgages accessible and we’re looking forward to helping you.

MISSION

To financially empower our valued communities and to create a lasting impactful legacy for their families.